Are You a Risk Taker
What are your views on taking risks? I was recently asked about my views on taking risks. Good question! I’m a risk taker to a degree. I like to research my options, create a flexible plan, and then try it out. I’m not reckless, but I’m also not afraid to pivot when needed. That blend of preparation and adaptability has served me well in both life and business. The definition of risk taking, according to Merriam-Webster dictionary, is the act or fact of doing something that involves danger or risk in order to achieve a goal. It’s a decision made even though there’s uncertainty about the outcome, cost, or benefits. One of the biggest risks I’ve taken was starting Tailor Joy LLC. I left a full-time teaching job without a mapped-out future, knowing only that I needed work that fit my “caregiving for aging parents” season of life and still allowed me to do what I love: teach. I didn’t have a business plan, an elevator pitch, or branding. But I got started anyway, and I learned as I went. That risk turned into a thriving business that I love. I’ve also taken risks to open my home and…
Smart Budgeting for Teens Who Struggle with Planning
What is the most important financial literacy skill teens need before becoming adults? Teaching smart budgeting for teens who struggle with planning requires tailored strategies that account for executive function challenges. By making financial concepts visual and concrete, simplifying choices to reduce overwhelm, and implementing consistent routines, parents can empower their teens. These financial skills are crucial for independence for any teen, but may be harder for some to learn than others. Patience and modeling will help make these skills part of everyday life for families. Here are 4 tips for budgeting for teens, including practical budgeting activities especially for neurodivergent youth. 1. Make it Visual Abstract concepts like “money” and “saving” can be very difficult for kids and teens with executive function challenges to grasp. They benefit from seeing and touching. Tip: Continue to use visual aids and physical money, but transition to digital tracking alongside physical. Emphasize how money moves and grows (or shrinks). Practical Activity: Digital + Physical Tracking Combination: Help them set up a simple spreadsheet or a beginner budgeting app (like Monarch or You Need A Budget – YNAB, or even a simple notes app) for tracking income and expenses. However, still have a physical…
The Art of Asking Questions: How to Develop Critical Thinking in Kids
What do you value more – a good grade or a well written paper? The art of asking questions is one of the most valuable tools we can give children to help them grow into confident, thoughtful, and capable individuals. As parents and tutors, we all want to develop critical thinking in kids, but it doesn’t happen by accident. It starts with curiosity, and curiosity begins with questions. If you have a child in the younger years, you might be hearing a lot of questions already! When kids are encouraged to ask good questions, they begin to understand the world more deeply. This habit leads to better academic performance, stronger relationships, and more independent thinking. The best part? You don’t need a classroom or curriculum to begin. Everyday conversations at the dinner table, in the car, or during tutoring sessions provide rich opportunities to nurture critical thinking. Why Asking Questions Builds Thinking Skills At its core, critical thinking is the ability to process information thoughtfully rather than passively. Children naturally ask questions when they’re curious, but over time, that instinct can fade, often due to pressure to find the “right” answer. The art of asking questions helps kids shift from…